We all have different gifts. Some are blessed with athletic or musical talents, some are blessed with financial acuity, some are blessed with affability, and some are blessed with the ability to grow facial hair, particularly mustaches (myself). Whatever your gifts are, they are given to you by God and need to be put into action. That is one lesson from the parable this Sunday about the talents (cf. Matt 25:14-30).
The man given only one talent who fails to invest it but instead buries it in the ground until the master comes for the accounting, is scolded. He not only has the talent taken away (and it is given to the servant who was originally given five talents and then made five more), but he is thrown out into the darkness. This isn't about the master being harsh. It is about the servant wasting the opportunity.